"Simply Type in a certain Program, Person, Something you've recieved in the mail you may be leary about such as a check, or something similiar that you want to be sure about before jumping into it, with "scam" next to it, in the search bar Below to find out if it's legitimate. (Please keep in mind, there are some legitimate programs out there that aren't scams, but only angry people making it to look like it is...You be the judge!)..." Custom Search Scams, Scammers, Programs And More Things to Watch Out For This section of the website is here to warn you of scams, and different programs, People who own sites that are scammers, unexpected checks, and so forth, to watch out for! I would like to here from you if you have been burned by a program, or business opportunity! Please by all means contact me at savvyresource@gmail.com so we can try to prevent it from happening to someone else, and I will post it here, along with your link (if not a scam), saying that it came from you, as a testimonial. Let me know how you were ripped off, and I will post your story here about the program, along with your name, and link to your site for being a good citizen if you like, but you can also stay anonymous if you like as well. If you didn't really work the program like it was supposed to be, that is different, unless, of course, you were decieved into thinking it was something it wasn't. Below I have also listed a few of my own I have wasted time on, and have been burned by. That is not to say the program doesn't work neccesarilly. If you see a program, or even a name listed below that has worked for you, and have been paid for, we would like to hear from you just the same, because then we need to rethink having it on this page! Not only that but I will put your referral link to that program in this website as a reward. (Conditions Apply) Even if you recieve an email your not sure about, feel free to send me an email at (Copy & Paste into your email) savvyresource@gmail.com with "SCAM" In the subject line, or give me a call at 518-636-3872. If for some reason I'm not here, please leave me a detailed message including your name and phone number including your area code. Please take note: I cannot return calls outside of the U.S. Thanks to PTC investigations, we have found quite a bit of PTC Scams, and some are listed below., Be sure to read the description. Some maybe only to watch out for. You can look up PTC Investigations, simply by doing a search in google for "PTC-INV", Unfortunately they're normally only for Paid to click, but I have seen affiliate sites in there as well, so you never know. Best Wishes Melanie savvyresource@gmail.com 518-636-3872 (Please do NOT Call for any other reason, or if purchasing traffic!) (Updated 09/23/10) Always try and find the "Who Is", and it will tell you the owner of the website, if it doesn't, you might want to look up the program to see if any scams, or scam artists are related to it. Here is what I'm basically geting at: ALOT of these so called "Online GURU'S" Are NOT Always on the up and up with everything. As a matter of fact most of them, I call Scam Artists and lowlife's, that the only way they are able to make money online is to scam people out of it. How Pathetic, when you have people such as myself who are disabled, living on a very low income, but still trying to make something for themselves, so you don't have to keep struggling each and every month, just to get by. The world of Online work is becoming full very scary resources, and scams, so be very careful. I am going to only be listing legitimate online work, and I am ONLY Here to help you, and myself make money. I can only do so much, and there are so many scams out there, that I cannot even begin to list them all, but at least I can give you some of them to watch out for. Keep your eyes open! That is why I want to warn you about alot of things that are actually going on, and I couldn't believe this one thing, at first. It's still a bit hard for me to grasp. But I am now leary of even ordering ANYTHING On TV....Believe me, This is a story you will want to read about... Little old me, personally, was lying back watching T.V. One evening a couple of months ago, (Sorry I didn't post this sooner.) and I saw what looked like this fantastic way to make money online for only a very low start up cost of $19.95, then you get all these free extra's in which I had card in hand, and on the phone ready to put my order in. I called, and then was told I had to pay an extra shipping charge, which all in all came out to be around $55. I then started smelling something fishy about the whole thing, so I looked up this program in which it claimed on the TV You couldn't get it anywhere else. Well, needless to say, I am so happy that I decided to tell them I would call back, and they said to me "If you call back the offer might not still be here in an hour." I said, "Well if your offer is not going to still be available in an hour then I guess it's not meant to be for me. I am so happy I Did that, and immediately got on my computer, and looked up this particular program. I forget what it was called though, but I remembered the owners name, and WOW! I Was amazed at what I found out! This man, "Kevin Trudeau" was scamming EVERYONE! As legit as everything sounded, it so wasn't! Not only with this program, but with several! Not to mention he was offering at the set price of around $19.95 on the TV, But when you call it's $55 all together, but was charging people HUNDREDS of dollars instead. I went on to do some research on him, personally, and WOW Again! I found out this man has been scamming people for years. He was even taken to court several times, and the judge had told him he couldn't do infomercials for at least 3 more years. The date on that was less than the 3 year period of time, and he was right back on TV, And not even getting in trouble for it. That to me, is a very scary thing, when you see something on TV, You trust it alot more than online, Because you know there's alot of scammers online, but to bring it to TV? But the networks let them get away with this! As long as he is paying for the infomercial, he is free to sell, and scam people out of their money! It's shown on the TV for $19.95, but yet he takes out of one lady's acount $172, and there were so many others who had been scammed out of their money. This mans name AGAIN, is Kevin Trudeau , so if you come across any business opportunity, and this man own the site, I say RUN! jUST BE SURE TO ALWAYS DO A SEARCH ON "WHO IS" FOR A PARTICULAR SITE! If you do a search and the name is hidden, I say be leary, because why hide? If your legitimate, you shouldn't have to hide that you own the site. If you see the name Kevin Trudeau, or Bruce Casrtor, I say RUN! Kevin Trudeau (Hope I spelled the last name right) is one of the biggest scam artists on the face of this earth, or at least online, AND ON TV! Bruce Castro has a site, and you can actually make money on it every month for free, but his wife, Heather, has a history, called money laundering, so yeah you might make some money from him, but I can pretty much asssure you he will turn around take your money in the long run! Because you have to give your socail security number to this guy. Even though he has his conference calls and seems to be all on the up and up me and some members were figuring the whole thing out together of what he's up to. Trust him if you so choose, but I say, steer clear! So as of only right now, and I will be doing my research we have 3 people, and this list will continue to grow: "Scammers" #1-Kevin Trudeau #2-Bruce & Heather Castro Owners of the "ASN" ("All Solutions Network" program)(Very possible scammer...Associated with Money laundering and other illegal activities through his wife, Heather Castro) #3-Matt Morris -Owner and founder of Success University" Now onto other scamming programs, emails, and so forth: Matt Morris- Owner and founder of "Success University". You can read about one of the scam reports through the following link, and be sure to read what is wrote about it on the right hand side of the page, after watching/ Listening to the video. Here is the link Click Here! If you like, you can just google "Matt Morris Scam". As said before, It's all up to you, but from hearing the video and reading the posts made on all the sites about him, I would steer clear of this one! "Liberty Reserve Account Blocked" email will say something to this effect. They say you have atempted to login to your account too many times and failed. (Or something to that effect.) Anyhow, if you are concerned, go to Libert reserve on your own. This is just another phishing atempt to get your information. Most online banking systems don't send you emails like this, and if there is a problem, you can go right to the account by typing in the name of the company into your browser, and go from there to resolve any issues if there is any. Chances are that there aren't any. If there are, you can usually just call them. Another I have actually come accross myself, and thought it to be completely legitimate, until I contacted the FBI About it, and they told me it was fraudulent. They send a credit card saying that this is someone that works for them (Accounts Manager) or whatever. They lay out this dream of having you look for an office to open a business, for them, and find out how much you will need. They even talk to you on the phone for an interview, and so forth. They make it sound comepltely legitimate, BUT IT'S NOT! Anyhow, they have you take out about $1000 or so dollars geting a cash advance from this person's card, and you simply wire $900 or so to them and you keep the $100. Not bad for a 20 minute job. Come to find out, this person does not know them. Their Identity has been stolen from them, Including their Credit Card info. They have simply stolen the ID from someone else. The credit card company, even though I have called them and told them about it, still sends me her statements, etc...I don't open them, I just throw them away after I tear it up of course, or put return to sender on the mail. This one also a felony! And they wont get into trouble, you will! "Craigslist Account Cancellation" (or something to that effect), is the most recent one I have come accross. I recieved an email that my craigslist account was about to be suspended. This is another phishing scam to get your info. Whatever you do, don't click the link in the email. Go to craigslist on your own, and login if you think it might be legitimate. They can make everything look legit, even the link, but it's not! They can make the link look like it goes right to craigslist, but only goes to their cloned site. "Enrich Ptc" Is a SCAM! It's a a Paid to click program that offers quite a bit of money for each ad clicked! If you upgrade at the very low price,(Which I Higlhy reccomend that you don't invest ANY Money into this program!) You can join and use the program for free, which I, myself have done, and was waiting to reach the threshold and get paid. I found out by several people that there is NO PAY! If you insist on seeing for yourself, Just take a shot at it for free if you want. But I wouldn't upgrade if I were you. "World's PTR" is one to watch out for, and I highly reccomend you do NOT Invest ANY Money into this program. Do you see how there is no picture where the box is? I don't have time ti chec at the moment, but that probably means, they toolk the people's mnoey tht did invest, and didnt ay out, and they are long gone now....If not now, then soon! Anyhow, You can do it all for free, as I am doing. Once I reach the payment threshold, I will let you know if I get paid or not, then you will be the first to know. They allow you to get started NOW And make some serious money! First of all, you get a $10 bonus just for signing up, and the withdrawel minimum is currently ONLY $100! You get $1.00 for each email ad, and Paid to click ads worth .50 cents! Not only that but referral levels are 5 LEVELS DEEP! "Fine Ptc" is one to watch out for! I highly reccomend not investing ANY Money into this company. It's completely FREE To join, and gives you $10 per ad you click! Be careful though., Don't click more then one ad a time, or you won't get credit, and when the timer runs out, simply click on the number at the top of the page it tells you to.. VERY EASY!..Get referrals under you to help you make even more! I highly reccomend not upgrading, and only geting referrals to help you reach the payment threshold. It might be a waste of time, but then again, might not be. Unitil I reach the payment threshold, it's going to stay in this section. I will let everyone know if and when I get paid. Need I say more? Simply click on the banner above to get started if you wish to do the same as me... for FREE! "Neo Pays Bux" is one to watch out for. I highly reccomend not investing ANY Money with them. I am still trying them out, and want to see if I get paid when I reach the threshhold. They give you $1 per ad clicked on, and 50% of ALL Of your referral earnings! All for FREE! You can upgrade, but I don't reccomend it until I give the okay on this one. Simply click on the banner above to get started if you want to give it a try also! "Big Money PTC" is one to just watch out for...they give you $1 for each ad clicked on, and 50% of all your referrals earnings, All for FREE! I Highly reccomend that you do NOT Upgrade, or buy/rent referrals or invest any money whatsoever. Just make this one a free go at it! I am personally doing the same thing. Get referrals if you can, it will make it alot easier to get to the payout amount. Otherwise, It will take a bit more time to reach the payout threshold. I have personally not reached the threshold yet, and want to look out for all my people. I am not liable if you do invest with this one though., as I've heard it is owned by a former scammer. But I believe people can change, and giving it a free go to see what happens. If I reach the threshold, and it becomes a scam, then I will let you know. If I find them legit, This will go back into the "Get Paid To" Section. "Email From FBI" Trying to get your information. The FBI Does NOT Send out emails to anyone! You can even call and ask them, and I do believe it's right on their website! "Hit Magik" - Click Here! Is a site that you just need to watch out for. They allow you to click on emails and other PTC's, but the catch is, you have to be a pro member to cash out, and you don't find this out unless you read their FAQ. What a waste of time I used on this one! A Clone Of "Paypal" is a complete Scam I personally encountered. It said I have paid "such and such" $500 through my paypal account. The whole email looks completely legitimate, but it asks you to login through their link. DO NOT By any means click on that link. Open a new browser, and go to Paypal.com that way, otherwise, your Identity will be stolen, and probably your bank account emptied out! Call Paypal, and let them know about the email and simply send it to them if they want you to, or delelte it. Whichever they prefer. When this happened to me I freaked out. I was like WHAT?!? $500?...OMG FOR WHAT? What happened? Dont freak out like I did, just know it is a legitimate SCAM! "Tik Tik Cash" Gives you a $5 Bonus for Signing Up. I would really call this one a scam, just one to watch out for. They used to pay me to do a variety of things, like only checking email, and clicking on a link, but now you have to sign up for whatever's in that link. I mostly like when I got paid for email. Now it has become only signing up for offers, taking surveys, and checking your email periodically, but you have to sign up for the offer in the email now too. when you do all this stuff they have this "Pending Amount" above what you already made, (Which is usually a large amount, but when it comes down to it, you only get a few cents, and that pending amount stays there for a long time. I have made it to $48.22, but you can't cash out until you reach $100, which is fair. The only thing is I have been with them for about 3 YEARS trying to reach $100, now I'm throwing in the towel with these people. They always have a pending amount above what you've made, but then most, if not all of the pending amount goes away. If you have been paid from this site, please let me know! I will then take it off of this part of the site, and put your link on my site as a thank you, but you have to prove your income with them. World Profit- These people get you to sign up for $99, and if you dont have the money, they badger you for it, and decieve you into thinking you're going to make that $99 back. They tell you they will work for you, so you can just sit back. This is one I have personally been burned by. Needless to tell you, (which they don't in the beginning) that you have to come up with this $99 every month. I never made a single penny from them. Dr. Jeffery Lant own this program, and he is far from being nice about it. He expects everyone to hand him $99, having people work at a wecam on his site, trying to get the people working in the webcam to try to get you to give the $99. I'm sorry, but this program is very decieving, and leads and ways to make money that he gives away free of charge are only safelists that you can get on your own. Checks In The Mail!I have recieved several fraudulent checks in the mail. These checks come in the form of Thousands of dollars. If you get a check you're not expecting, call the bank that it's issued by, and ask them about the company, and if the check is legitimate. More than likely, if you're not expected to recieve one, then it's fraudulent to get you bank account information. It can take up to 90 days for it to appear to be fraudulent, and then you have to pay the bank back all of that money, and/or you end up committing a felony! NOT GOOD! Iknow it sucks. The first ne I recieved, I was down and out and even homeless. I needed the money more than anything, but I'm glad I did some research on it, otherwise I would be siting in jail right now. Emails offering to pay you a sum of money either from a dead loved one or whatever that they cannot cash for some reason in their country. DO NOT Give them your information! DELETE THIS EMAIL RIGHT AWAY! It comes in many forms, so be careful! "Work From Home Being a Collections Agent" This one comes in different forms as well. They simply want you to collect the money, cash their check, and send their part of the money to them, and let you keep the rest. This money is to get your bank information once again, and/or to tranfer money overseas that is against the law! Once again you're looking at felony charges. I Just want to take a second here, and let people know, that what I have on this page about people trying to get information from you, and stealing identity from you is only the beginning. There are so many out there, and you need to be careful on the internet, and a LOT Less trusting. Do a litle bit of research before jumping into something. It will help more than hurt to take a little bit of time to do that. Unfortunately the elderly that have learned how to use the computer, are the ones that get scammed the most. But NOBODY Should, and it is wrong for people to do that. That is why I have built this section of the website. I do Hope it helps! God Bless! Below this line are NOT scams -----------------------------------------------------------